I sent a void check to PCFinancial to set up a link between PCFinancial and TD. I followed up on the phone today, and the link was created. Now I can transfer funds between my PCFinancial accounts and my TD checking account.
This means I can move all the money I formerly had in my TD savings account into my PCFinancial savings account without dealing with checks. I don't mind a hold on funds if they're going straight into my savings account. I can also transfer funds from PCFinancial to TD in order to pay off my credit card without having to go to the bank and deposit a check myself.
I need to follow up with PC in six months to get shorter holds on my deposits, which I could have set up last year if I thought about it.
Slowly figuring this out. It doesn't hurt that PC upped its savings rate to 4.25%. =)
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