I went all the way up to Yonge and Eglinton only to discover that I'd
left the form I needed. SIGH. I guess I'll finish that next week.

I opened a USD bank account with Scotiabank. Am not very happy. It's a
very limited account! Mumble.

I guess I'll have to go for the TD secured Visa card. I need a
US-based Visa if I'm going to get Skype Out.